About Us
Caio Braga, Founder & Principal
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Most cross-border transactions have two halves that never quite meet: how the goods move, and how they get paid for. I have spent my career on both.
Freight forwarding and integrated logistics at Panalpina and UPS Supply Chain Solutions. Trade credit insurance and structured trade finance at UPS Capital, Stenn International, and Coface. I founded InvoiSec to bring those two halves together for companies that are too small for a bank's trade desk and too complex for a generalist factor.
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Track record
- $25M+ in cross-border payables and receivables financed
- $15M+ in supply chain finance facilities originated across the US, Europe, and Asia
- $100M+ annual territory managed, leading a team of eight
- Built UPS Capital's insurance brokerage in Brazil from the ground up — marine cargo and trade credit
- KYC/AML compliance lead for new account onboarding at Stenn International
- 100+ sales professionals trained and coached across multiple districts
- UPS Area Sales Manager Global Award · Latin America Regional Award
Why us
Why Aerospace
Aerospace suppliers are financed badly, and for a specific reason. A Tier 2 or Tier 3 supplier selling into Collins, Safran, or directly to an airline carries receivables that look ordinary on an aging report and are not. Long-term agreements frequently restrict assignment. OEM purchase terms carry broad setoff rights, cost-down provisions, and retroactive price adjustments. Milestone and progress billing change what is actually assignable and when. And underneath all of it sits a certification and conformity position — TSO authorizations, quality system standing, open corrective actions from an OEM supplier audit — that determines whether the next shipment leaves the dock at all. Most underwriters can read the aging report. Very few can read what sits behind it. The result is that good suppliers get declined for reasons that have nothing to do with their credit, and weak files get funded because the risk was invisible on a spreadsheet. I work inside aviation's regulatory and standards environment as a practitioner rather than an observer, and I hold a seat on ASTM International's F37 committee, which develops the consensus standards adopted by the FAA under the MOSAIC rule. That work is in light aircraft, not transport-category interiors — but it is direct, hands-on experience of how certification, conformity, and quality standing govern whether a product ships and when it gets paid for. That is the part most trade finance professionals have never seen from the inside.
How we work
InvoiSec structures trade finance and trade credit facilities and places them with funding sources and insurers. We are not a lender of record. What we bring is the structuring, the sector underwriting, the carrier and lender relationships, and the process discipline to get a file from first conversation to funded facility without wasting your time on a document package before anyone knows whether the deal is fundable.
Our approach: four questions before four hundred pages. Most files can be qualified as fundable or not on obligor quality, terms, dilution history, and assignment position. Financials come at term sheet stage, not before.
What we structure:
- Accounts receivable finance and factoring
- Supplier credit and payables finance
- Trade credit insurance
- Asset-backed working capital facilities
Corridors
United States · Mexico · Brazil · Canada · United Kingdom · Asia
Nearshoring has moved a great deal of aerospace manufacturing into Mexico, and Brazil's Embraer supply base has been building export-facing capability for decades. Both corridors are full of qualified suppliers who bill in USD from US entities and cannot find a lender who understands what they make.
Languages: Portuguese and English (native) · Spanish (professional working)